FOR CLAIMS TEAMS & ADJUSTERS
A defensible tree scope for the claim file, in about a minute.
Photos in, and you get species, size, hazards and a documented price range with timestamps — the scope you would otherwise wait days for a site visit to write. Forward the same link to the homeowner and local crews bid the work; the receipt comes back to the file.
Scope a claim now — free
Book a pilot for your claims team
ONE PHOTO IN — THIS CAME BACK
Cranston, RI · Aug 3, 2026
Oak
28 in DBH · 38 ft · declining
Recommended: Limb removal (trimming)
FLAGGED
Large co-dominant limb extends directly over roofline
Limb shows a broken/snapped-off end suggesting prior damage or decay
Hardwood (oak) is heavy, adding rigging load
Large diameter trunk requires multiple cutting passes and extra hauling
Itemized band
$514 – $1,212
Nobody drove anywhere. That is the whole pitch — and the same output drops into the claim file as a timestamped scope document.
Scope one of your claims — free
60–90 min
typical desk-adjuster time per tree claim, done in about a minute of triage
Every day
of mitigation delay grows the water and secondary damage the policy also covers
4 hours
target from funded claim to crew committed, inside our coverage areas
How it works
1. Triage from photos in about a minute
Upload the policyholder’s photos — or text them a link and they upload their own. The engine reads species, size, condition and hazards off the image and returns an itemized price band, with crane and hazard trees flagged for on-site review.
2. A claim-file document, not just a number
Every triage produces a timestamped scope-and-band summary — photos, measured factors, hazards, and the line-item range — ready to drop into the claim file.
3. The homeowner gets the same link, and crews bid it
Forward the scope to the policyholder. Local crews bid the work, each showing their own licence and insurance on the bid, and the homeowner picks. You never have to source a contractor or move money to make it happen.
4. Completion photos close the loop
Work finishes, completion photos and the final invoice come back, the balance settles, and the crew is paid automatically. The whole trail — first photo to final payment — lives in one place.
Why funded claims move faster
An unfunded referral is a phone tag exercise. A funded claim is a deal a crew can take: the money is already committed, so accepting it is worth rearranging a day for. Deposits are held — not paid out — until a crew commits, and the balance settles only at completion.
Built for how claims actually run
Independent adjusters — triage in the driveway, drop the document in the file, recommend with confidence.
Carriers & TPAs — cut mitigation cycle time on tree claims and cap the secondary-damage clock. Pilot with one desk, scale by state.
Cat events — batch triage after a storm: every claim gets a band and a hazard flag before the first adjuster hits the ground.
Put it on a real claim file
Run a photo through the estimator right now — no account, no setup. Then talk to us about a pilot for your team.
support@timber.bid — subject “Insurance pilot”